We live in such a digital world of apps where you can even get a loan in just a few days, be it in hours or instantly in a few minutes. Those days were gone when one went through the complex document process and moved counter to counter to get a loan.
Now you can have a loan instantly without even a single paper or document signed (instead use a digital signature). This blog will discuss the top 10 instant loan apps that disburse money in your bank account in less than 7 days.
In today’s world when inflation is on the verge of rising and getting bigger every day, money certainly plays an important role in making our lives a little bit easier. How many times, you have felt the urgency of money but you haven’t any in your pocket or bank account?
How to Take Loan in 7 Days? [Easy Ways]
Times like this could be frustrating and can ruin the peace of your life. Let’s discuss some of the best 2024 Instant Loan Apps in India. But first, let’s understand the common process of the Digital Loan application form you will find in the following apps.
- Download the app from the link.
- Sign up with your registered mobile number.
- Log in with the OTP.
- Upload digital KYC documents like PAN, Aadhar, or Voter ID card.
- Hit the number of how much loan you want.
- Once the loan application is approved. You will get the money directly into your bank account.
Top 10 7-Days Loan App List 2024
| No. | App Name | Loan Amount |
|---|---|---|
| 1 | KreditBee | Rs 1k to 5 Lakh |
| 2 | Kissht | Rs 30k to 5 Lakh |
| 3 | Buddyloan | Rs 10k to 15 Lakh |
| 4 | PaySense | Rs 5k to 5 Lakh |
| 5 | mPokket | Rs 500 to 30K |
| 6 | CASHe | Rs 1k to 4 Lakh |
| 7 | Moneyview | Rs 3k to 10 Lakh |
| 8 | PhonePe | Rs 5k to 5 Lakh |
| 9 | Upwards | Upto 2 Lakh |
| 10 | Dhani | Rs 1k to 50k (0% IR) |
Also See: Best Student Loan Apps in India
1. KreditBee
KreditBee is one of the top digital loan transaction platforms that works as a bridge between borrowers and lenders. If you are looking for an instant loan of Rs 5 lakh then KreditBee will do a great job for you. It’s 100% digital loan application and minimum documentation removes all the hassle and barriers. This means you can have a personal loan in less than 5 to 10 minutes. The criteria for the salaried individual is a minimum salary of Rs 10,000.
The table shows all the KreditBee overall details including minimum, maximum, loan amount, disbursal, interest rate, and download link-
| App Name | KreditBee |
|---|---|
| Download link | https://www.kreditbee.in/ |
| Min. Loan | Rs1000 |
| Max. Loan | Rs 5 Lakhs |
| Loan Disbursal | 10 min. |
| Extended Tenure | Up to 36 Months |
| Interest Rate | 17% p.a. |
| Required Document | Paperless, PAN card/Aadhar card, Photo, Bank Statement |
| Eligibility Criteria | Salaried Individual (Rs.10,000) |
2. Kissht
Next is Kissht, one of the biggest digital lending platforms and the most trusted loan app in India. Kissht offers a multi-tenured loan app with lower interest rates and easy repayment options. You can get a minimal loan of Rs 30,000 to Rs 5 lakhs in less than 5 minutes. With a 14% p.a., You can repay your loan upto 36 months. Kissht also has zero charges for the minimum foreclosure window and early foreclosure. Whether it’s for your shopping extravaganza, education, medical bills, or renovation, you can apply for a personal loan anytime and anywhere.
The table shows all the Kissht overall details including minimum, maximum, loan amount, disbursal, interest rate, and download link-
| App Name | Kissht |
|---|---|
| Download link | https://www.kissht.com/ |
| Min. Loan | Rs 30,000 |
| Max. Loan | Rs 5 Lakhs |
| Loan Disbursal | 5 min. |
| Extended Tenure | Up to 36 Months |
| Interest Rate | 14% p.a. |
| Required Document | Paperless Digital process |
| Eligibility Criteria | Employed |
3. Buddyloan
Buddyloan is another great app to get a personal loan in less than 7 days. In fact, you can have Rs 10,000 in less than 10 minutes by filling a simple digital phone with your phone. The Buddyloan app allows a cashless online process that can be done in just a few clicks and you can have up to Rs 15 lakhs. Buddyloan mostly has a personal loan plan for the employees with minimal salaries of 20 thousand rupees per month. The tenure limit for the Buddyloan app is 6 months to 5 years with 11.99% p.a.Which is less in comparison to other loan apps.
The table shows all the Buddyloan overall details including minimum, maximum, loan amount, disbursal, interest rate, and download link-
| App Name | Buddyloan |
|---|---|
| Download link | https://www.buddyloan.com/ |
| Min. Loan | Rs 10,000 |
| Max. Loan | Rs 15 Lakhs |
| Loan Disbursal | 5-10 minutes |
| Extended Tenure | 6 months to 5 years |
| Interest Rate | 11.99% |
| Required Document | Online process Pan/Aadhar Card, last 3-month salary slip |
| Eligibility Criteria | Employed with a salary of 20K, Age Group 24-60 years |
4. PaySense
Another instant personal loan app is PaySense, which can alleviate your personal life and take care of your expenses. You can apply for a personal loan upto 5 lakhs with an instant disbursed directly to your bank account. The tenure for the PaySense varies depending on the type of loan you have. For a personal loan, you can repay your loan within 6 to 36 months.
The table shows all the PaySense overall details including minimum, maximum, loan amount, time of disbursal, interest rate, and download link-
| App Name | PaySense |
|---|---|
| Download link | https://www.gopaysense.com/ |
| Min. Loan | Rs 5,000 |
| Max. Loan | Rs 5 Lakhs |
| Loan Disbursal | 10 to 30 min |
| Extended Tenure | 6 to 36 months |
| Interest Rate | 16% p.a. |
| Required Document | PAN/Aadhar card for KYC |
| Eligibility Criteria | Salaried and self-employed |
5. mPokket
If you are a college student or an employee, mPokket will take care of your daily expenses with a Rs 500 minimal loan. With mPokket, you can get a loan of upto Rs 30,000 in less than 10 minutes. This money-lending app has multiple options for everyone including college students, employees, or even business owners. Whether it’s your college fees, medical emergency, buying a new laptop, mobile phone, bike, or shopping. You can get a loan for literally anything with minimal documentation and a verified mobile number.
The table shows all the mPokket overall details including minimum, maximum, loan amount, disbursal, interest rate, and download link –
| App Name | mPokket |
|---|---|
| Download link | https://www.mpokket.in/ |
| Min. Loan | Rs 500 |
| Max. Loan | Rs 30,000 |
| Loan Disbursal | 10 min |
| Extended Tenure | 2 to 4 months |
| Interest Rate/fees | Rs 34 to Rs 203 + 18% GST |
| Required Document | PAN/Aadhar Card, Salary slip |
| Eligibility Criteria | 18+, College Student or Employed |
6. CASHe
CASHe is another instant loan app that can disburse money directly into your bank account in just a few minutes. If you are running out of money to pay your bills for electricity, water, restaurant, or even your recharge. You can use CASHe which provides an instant Rs 1000 to Rs 4 Lakh loan in just a few minutes. The tenure limit for the CASHe loan is 3 to 18 months with an 18% per annum interest rate. There are multiple personal loans available, apply for the one your needs match the most and get a loan in less than 7 days in fact in a few minutes.
The table shows all the CASHe overall details including minimum, maximum, loan amount, disbursal, interest rate, and download link.
| App Name | CASHe |
|---|---|
| Download link | https://www.cashe.co.in/ |
| Min. Loan | Rs 1000 |
| Max. Loan | Rs 4 Lakh |
| Loan Disbursal | 5-10 min |
| Extended Tenure | 3 to 18 months |
| Interest Rate | 18% p.a. |
| Required Document | Pan/Aadhar Card, paperless digital process |
| Eligibility Criteria | 18+, salary employed, self-employed |
7. Moneyview
If you are looking for a Rs 10 lakhs loan in 10 minutes then Moneyview will be the one for you. Moneyview personal loans are quite different from other personal loans. This app will give freedom to use your money however you like whether it’s for weddings, medical emergencies, travel expenses, education purposes, credit card dues, or shopping bills. You can get a loan for anything and anywhere. Their digital paperless process makes it faster and easier to put money in your bank account right after your application gets approved.
The table shows all the Moneyview overall details including minimum, maximum, loan amount, disbursal, interest rate, and download link.
| App Name | Moneyview |
|---|---|
| Download link | https://moneyview.in/ |
| Min. Loan | Rs 3,000 |
| Max. Loan | RS 10 lakhs |
| Loan Disbursal | 10 min. |
| Extended Tenure | 3 to 60 months |
| Interest Rate | 1.33% p.m. |
| Required Document | Paperless application |
| Eligibility Criteria | – |
8. Phonepe
Phonepe is one of the biggest UPI apps for online payment to send or receive. But few will know that it also disburses personal loans. Depending on your needs you can apply for a personal loan for Rs 1000 to 5 Lakhs. Phonepe has partnered with various lenders who offer several personal loans with competitive lower rates. You can get the best offers and apply with your registered number, fill in the digital form and in a few hours the amount will be disbursed to your bank account.
The table shows all the Phonepe overall details including minimum, maximum, loan amount, disbursal, interest rate, and download link-
| App Name | Phonepe |
|---|---|
| Download link | https://www.phonepe.com/lending/ |
| Min. Loan | Rs 1,000 |
| Max. Loan | Rs 5 Lakhs |
| Loan Disbursal | Few hrs to a day (mostly same day) |
| Extended Tenure | Depending on offers |
| Interest Rate | Competitive Interest Rate |
| Required Document | Apply from your Mobile number, PAN/Aadhar card |
| Eligibility Criteria | Employed, salary slip |
9. Upwards
Powered by Lendingkart, Upwards is another time-saving loan app that can approve money up to Rs 2 Lakhs in just a few minutes. With 12% to 22% p.a., you can get an instant loan with minimal documentation. This app gives a 100% digital loan approval process and a quick disbursal time.
The table shows all the Upwards overall details including minimum, maximum, loan amount, disbursal, interest rate, and download link-
| App Name | Upwards |
|---|---|
| Download link | https://upwards.in/ |
| Min. Loan | – |
| Max. Loan | Upto Rs 2 Lakhs |
| Loan Disbursal | 10-15 minutes |
| Extended Tenure | 12 to 60 months |
| Interest Rate | 12% to 22% |
| Required Document | Mobile number, KYC |
| Eligibility Criteria | Salaried employed, self-employed |
10. Dhani- Loan and Services
Dhani has started a new initiative where you don’t have to pay any interest up to Rs 50,000 loan. According to this personal loan, you can get upto rupees fifty thousand and return timely on 3 simple payments with 0% interest rate. Plus you can also shop with the Dhani Shop app with a Rs 25,000 credit limit and pay later scheme.
The table shows all the Dhnai overall details including minimum, maximum, loan amount, disbursal, interest rate, and download link-
| App Name | Dhani Loan and Services |
|---|---|
| Download link | https://www.dhaniloansandservices.com/ |
| Min. Loan | Rs 1,000 |
| Max. Loan | Up to Rs 50,000 (0% interest) |
| Loan Disbursal | Instant (3 to 10 min) |
| Extended Tenure | 3- 36 month |
| Interest Rate | 0% |
| Required Document | PAN/Aadhar card, mobile no. and address |
| Eligibility Criteria | 18+, employed, self-employed |
These are the top 10 loan apps in less than 7 days. Now you can get a personal loan at any minute.
Disclaimer- All the information is here taken from the Internet. Please, be aware of loan fraud and scams. We Fantasy Khiladi advise you to do your own math while calculating loan interest, and EMI, or find any hidden charges before the loan approval. We are not responsible for any of your financial risk.
